Start a Business · Company Incorporation
Micro Finance Company Registration
Set up a micro-finance NBFC to extend small-ticket loans to underserved borrowers.
- Timeline60-90 working days (RBI approval dependent)
- Documents4 items
- Process100% online
About Micro Finance Company Registration
A micro-finance company is an NBFC-MFI structured specifically for small, collateral-free loans to low-income borrowers, subject to RBI's specific qualifying-asset and income criteria. We handle the entity structuring and the RBI-MFI application.
Incorporations are filed on the MCA portal through SPICe+, which bundles name approval, DIN, PAN, TAN, EPFO and ESIC registration in one application.
What you get
- Purpose-built structure for small-ticket lending
- Access to priority-sector lending partnerships
- Clear regulatory pathway under RBI's MFI framework
Documents required
- Certificate of incorporation
- Net-owned-fund certificate
- Director & promoter KYC
- Detailed business and lending plan
Exact requirements vary by state and entity. We confirm the final list on the first call.
How we handle it
- 1
Tell us the goal
Pick a service, or describe what you're trying to do and we'll suggest the right registration or structure.
- 2
Get a written quote
A LegalReet expert calls back, confirms scope and eligibility, and sends a fixed fee in writing.
- 3
Upload documents
Share the checklist documents over WhatsApp or email. We check every page before anything is filed.
- 4
We file and follow up
Your application is prepared, filed and chased with the department by the same expert who quoted you.
- 5
Certificate delivered
Approvals arrive digitally, along with the recurring due dates that now apply to your business.
Fees
We quote a fixed professional fee for Micro Finance Company Registration after a short call, because the work involved varies with your state, entity and requirement. Government fees, where applicable, are itemised separately at actual cost.
Frequently asked questions
How long does Micro Finance Company Registration take?
Typically 60-90 working days (RBI approval dependent), counted from the date we receive complete documents. Department processing times can stretch this, and we keep you updated throughout.
What documents do I need for Micro Finance Company Registration?
You will usually need: Certificate of incorporation; Net-owned-fund certificate; Director & promoter KYC; Detailed business and lending plan. We send a tailored checklist after the first call.
How much will it cost?
We quote a fixed professional fee for Micro Finance Company Registration after a short call, because the work involved varies with your state, entity and requirement. Government fees, where applicable, are itemised separately at actual cost.
Do I need to visit your office?
No. Documents are shared over WhatsApp or email, signatures are done with Aadhaar e-sign or a DSC where required, and approvals are delivered digitally. You are welcome to visit our Agra office if you prefer.
Who will handle my file?
A LegalReet expert from the relevant desk is assigned when you confirm, and stays your point of contact until delivery. Work is reviewed by a qualified professional before filing.
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Speak to a LegalReet expert at no cost. We'll recommend the right structure, give you a realistic timeline and confirm the full fee in writing before you pay anything.