Practice A · Start a Business
Finance Company (NBFC) Registration
An NBFC lets you carry on lending, investment or asset-financing activity outside the traditional banking licence, subject to RBI's minimum net-owned-fund and registration requirements. We structure the entity and prepare the RBI application.
At a glance
Why it matters
What Finance Company (NBFC) Registration gets you
- Legally offer loans, leasing or investment products
- Regulatory pathway distinct from a full banking licence
- Structured for RBI's net-owned-fund threshold
Before you start
Documents you'll need
- Certificate of incorporation
- Net-owned-fund certificate from a chartered accountant
- Director & shareholder KYC
- Business plan for the next 3 years
Process
How we handle it
Consultation
A free call with a filing expert to confirm scope, eligibility and the documents you'll need.
Documentation
We send a checklist and verify every document before anything is submitted — no rejected filings from typos.
Filing
Your application is drafted and lodged with the relevant authority under your assigned expert's name.
Tracking
Live status updates as the filing moves through the registry — visible to you, not just to us.
Delivery & compliance
Certificates or documents delivered digitally, with any recurring deadlines scheduled automatically.
Questions
Frequently asked
How long does Finance Company (NBFC) Registration take?
60-90 working days (RBI approval dependent).
What documents are required?
You'll need Certificate of incorporation, Net-owned-fund certificate from a chartered accountant, Director & shareholder KYC, Business plan for the next 3 years.
How much does it cost?
We quote a fixed fee upfront after a free consultation, since the exact cost depends on your state, entity type, and specific requirement. Government fees, where applicable, are always billed separately at cost.
Do I need to visit an office?
No — the entire process is handled remotely. Documents are collected digitally, and signatures use Aadhaar e-sign or a Digital Signature Certificate where required.
Related
Other services in Start a Business
Ready to get started with Finance Company (NBFC) Registration?
Book a free consultation — a filing expert will confirm eligibility and next steps within one business day.